Contact Us 0191 263 0069
Positive Home Loans MORTGAGES INSURANCES LOANS SERVICES CONTACT Call Me Back
  • "Positive Home Loans were recommended by a friend of ours and we were so pleased with the service we received, we recommended them to friends of ours!"
  • O O'Reilly & R Kaur.  Newcastle Upon Tyne



  • "Positive Home Loans deal with all of our family mortgage and insurance business.  They offer a very fast, efficient, friendly service and nothing is ever a problem."
  • A Tivnen.  Sunderland.



  • "Our mortgage was completed without any fuss and we moved into our new home quickly thanks to the efforts of Positive Home Loans.  Highly recommended!"
  • A Rhodes.  York



  • "Our remortgage was completed in the minimum of time and we were pleased that Mick Cuerden was recommended to us."
  • D & R Stringfellow.  Sheffield

 

Newcastle Tyne Bridge
The best rates selected for you

At PHL we take great care to find you the best rates on offer and below is a selection of some of the great deals available.  These rates are updated regularly.

Why not see the approximate cost of the mortgage you require by using these rates with our mortgage calculator?

Please note that this information is a guide only and the actual cost of any mortgage will depend on any fees charged by the lender.

If you want more information why not contact us by phone, or use our short enquiry or info. request forms?

Short enquiry form

Info.request

Try our unique mortgage calculator

Your home may be reposessed if you do not keep up repayments on your mortgage.  

The FSA do not regulate some forms of mortgage.

Great rates from PHL

The following rates are based on a 25 year repayment mortgage of £100,000 on a property valued at £150,000 Source: Trigold 07/07/2008

Fixed Rates

Interest     Fixed        Monthly           Then         Variable Rate            Monthly            The overall cost

   Rate       Until       Repayments     Changing        Currently            Repayments       For Comparison is

  6.14%   31/08/10     £665.94           To...              7.19%         £729.43 Variable         7.50% APR

Early repayment charges apply until 31/08/10 with this mortgage 

Tracker Rates

Interest    Tracker      Monthly           Then         Variable Rate            Monthly            The overall cost

   Rate        For       Repayments     Changing        Currently            Repayments       For Comparison is

  5.89%    2 Years      £650.35           To...             6.49%          £685.86 Variable          6.80% APR

Early repayment charges apply for 2 years with this mortgage   

Self Certification

Interest     Fixed        Monthly           Then         Variable Rate            Monthly            The overall cost

   Rate       Until       Repayments     Changing        Currently            Repayments       For Comparison is

  7.19%   31/07/13     £729.73           To...             7.35%          £738.76 Variable         7.80% APR

Early repayment charges apply until 31/07/13 with this mortgage 

Buy to Let / Let to Buy

Interest     Tracker         Monthly           Then         Variable Rate           Monthly            The overall cost

  Rate         Until       Repayments     Changing        Currently            Repayments       For Comparison is

  6.74%     3 Years       £704.09           To...             7.14%           £727.87 Variable       7.60% APR

Early repayment charges apply for 3 years with this mortgage 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We will charge a fee of £195.00 payable on completion of your mortgage. We may also receive commission from the lender.

The FSA do not regulate some forms of mortgage 

Great rates from PHL

The following rates are based on a 25 year repayment mortgage of £100,000 on a property valued at £150,000 except the figures for the 100% mortgage which is calculated on a property worth £100,000. Source: Trigold 18/07/2008

Fixed Rates

Interest     Fixed        Monthly           Then         Variable Rate            Monthly            The overall cost

   Rate       Until       Repayments     Changing        Currently            Repayments       For Comparison is

  6.14%   31/08/10     £665.94           To...              7.19%         £729.43 Variable         7.50% APR

Early repayment charges apply until 31/08/10 with this mortgage 

Tracker Rates

Interest    Tracker      Monthly           Then         Variable Rate            Monthly            The overall cost

   Rate        For       Repayments     Changing        Currently            Repayments       For Comparison is

  5.89%    2 Years      £650.35           To...             6.49%          £685.86 Variable          6.80% APR

Early repayment charges apply for 2 years with this mortgage 

Self Certification

Interest     Fixed        Monthly           Then         Variable Rate            Monthly            The overall cost

   Rate       Until       Repayments     Changing        Currently            Repayments       For Comparison is

  7.19%   31/07/13     £729.73           To...             7.35%          £738.76 Variable         7.80% APR

Early repayment charges apply until 31/07/13 with this mortgage 

Buy to Let / Let to Buy

Interest     Tracker         Monthly           Then         Variable Rate           Monthly            The overall cost

  Rate         Until       Repayments     Changing        Currently            Repayments       For Comparison is

  6.74%      3 Years     £704.09           To...             7.14%           £727.87 Variable       7.60% APR

Early repayment charges apply for 3 years with this mortgage 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We will charge a fee of £195.00 payable on completion of your mortgage. We may also receive commission from the lender.

The FSA do not regulate some forms of mortgage 

Positive Home Loans is trading style of Independent Financial Advisory Services, Independent Financial Advisory Services is an appointed representative of Sesame Ltd wich is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register under reference 150427.

The information contained in this website is targeted at UK consumers.

Powered by MBL Solutions CMS © 2006 Positive Home Loans