Positive Home Loans - Secured Loans

"Positive Home Loans were recommended by a friend of ours and we were so pleased with the service we received, we recommended them to friends of ours!"
O O'Reilly & R Kaur. Newcastle Upon Tyne
"Positive Home Loans deal with all of our family mortgage and insurance business. They offer a very fast, efficient, friendly service and nothing is ever a problem."
A Tivnen. Sunderland.
"Our mortgage was completed without any fuss and we moved into our new home quickly thanks to the efforts of Positive Home Loans. Highly recommended!"
A Rhodes. York
"Our remortgage was completed in the minimum of time and we were pleased that Mick Cuerden was recommended to us."
D & R Stringfellow. Sheffield

Secured Loans

A secured loan is really like having a second mortgage and they are often used when it is not possible for you to raise money from your existing lender because you have borrowed up to the limits they allow or you may have a bad credit rating with them. You may also be tied to that lender and a remortgage would incur redemption penalties, sometimes running into thousands of pounds.

You do not have to pay out up front costs with a secured loan and the valuation and legal work are taken care of for you.

Short enquiry form

Applying for a secured loan

There is a straight forward application process that we take care of for you and most applications can be completed in 3/4 weeks meaning you will have the extra money you are looking for in a relatively short space of time.

Unlike unsecured borrowing, the term of your loan can be over the full term of your mortgage so that the repayments are kept low. We can cater for most peoples circumstances and we can help both the employed and self employed. In certain circumstances, you may be able to borrow in excess of your property value.

If you think this may be for you why not either discuss your requirements with us or complete the short enquiry form?

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.